How It Works — Vaultora

Four Steps To Gold Ownership

Everything you need to go from zero to vaulted gold — explained step by step.

1

👤

Create Your Vault Account

~5 minutes

Sign up, verify your identity, and secure your account.

✓ Register with email and create a strong password
✓ Complete KYC — upload government ID and proof of address
✓ Enable two-factor authentication (recommended)
✓ Most verifications approved within a few hours

👤

Step 1

2

🥇

Buy Gold Instantly

Instant allocation

Choose your bar size, pay securely, and own gold in minutes.

✓ Select from 1g to 1kg bars at live spot prices
✓ Pay via card, bank transfer, wire, or crypto
✓ Gold allocated to your vault the moment payment clears
✓ Digital certificate issued automatically with bar serial

🥇

Step 2

3

🏦

Store In Secure Vaults

Included

Your gold sits in insured, LBMA-certified vault facilities.

✓ Choose vault location: New York, Zurich, Singapore, or Dubai
✓ Allocated, segregated storage — never pooled or lent
✓ Full Lloyd's insurance coverage on all holdings
✓ Storage from 0.35%/yr depending on your plan

🏦

Step 3

4

📊

Manage, Sell, or Deliver

24/7 access

Full control from your dashboard — anytime, anywhere.

✓ Track portfolio value against live spot prices
✓ Sell back at market rates — proceeds in 1–2 business days
✓ Request insured delivery to 25+ countries
✓ Download certificates, tax reports, and audit trails

📊

Step 4

Overview

Your Journey At A Glance

👤

Register & Verify

Email + KYC · ~5 min

↓

💳

Fund & Buy Gold

From $50 · Instant

↓

🏦

Allocated in Vault

Certificate issued

↓

📦

Store, Sell, or Deliver

Your choice · 24/7

After You Buy

Three Ways To Use Your Gold

Once gold is in your vault, you decide what happens next. Switch between options anytime.

🏦

Keep In Vault

Leave your gold in insured, allocated storage. Track value in real time, pay low annual storage fees, and let your wealth grow with the market.

✓ Lowest cost option
✓ Instant liquidity
✓ No shipping risk
✓ Ideal for long-term holding

📦

Request Delivery

Get physical gold delivered to your door or a secure pickup point. Fully insured armored transport with real-time tracking.

✓ 25+ countries
✓ Insured door-to-door
✓ Tamper-evident packaging
✓ 2–7 business days

💰

Sell Back

Sell holdings at live spot rates 24/7. Proceeds credited to your wallet within 1–2 business days or withdraw to your bank.

✓ Live market pricing
✓ No dealer needed
✓ 24/7 availability
✓ Fast settlement

Transparency

What Happens Behind The Scenes

When you click "Buy Gold," a precise chain of events ensures your ownership is real, verifiable, and secure. Here's what runs in the background:

1 Payment processed and confirmed via your chosen method
2 Live spot price locked at moment of allocation
3 Specific gold bars selected from vault inventory
4 Bars weighed, serial numbers recorded in registry
5 Ownership certificate generated and signed digitally
6 Your vault wallet balance updated in real time
7 Insurance policy automatically covers new holdings

Typical Timeline

Account registration: 2 min
KYC verification: 1–4 hours
First gold purchase: Instant
Certificate issued: Instant
Card payment clearing: 1–2 min
Bank transfer clearing: 1–3 days
Delivery request: 2–7 days
Sell-back settlement: 1–2 days

Funding

How To Pay For Gold

💳

Credit & Debit

Instant

Visa, Mastercard, Amex. Gold allocated within minutes.

🏦

Bank Transfer

1–3 days

ACH or SEPA. Lower fees for larger amounts.

📡

Wire Transfer

Same day

For purchases $10,000+. Dedicated wire instructions.

₿

Cryptocurrency

10–30 min

BTC, ETH, USDC accepted. Converted at live rates.

Verification

Identity Verification (KYC)

Required before your first purchase. Keeps the platform secure and compliant with global regulations.

1

Upload ID

Government-issued passport, driver's license, or national ID card.

2

Proof of Address

Utility bill, bank statement, or government letter dated within 90 days.

3

Approved

Most verifications complete within hours. You'll receive an email confirmation.

How It Works — FAQ

How long does the whole process take? +

Account setup takes about 5 minutes. KYC verification usually completes within a few hours. Once verified, you can buy gold instantly and receive your certificate immediately.

Do I need to visit a vault or dealer? +

No. Everything is done online — buy, store, sell, and arrange delivery from your dashboard. Elite clients can optionally arrange supervised vault visits.

When do I actually own the gold? +

Ownership is allocated the moment your payment clears. A digital certificate with bar serial numbers is issued instantly as legal proof of ownership.

Can I buy gold before KYC is complete? +

You can register and explore the platform, but purchases require completed identity verification. This protects all users and ensures regulatory compliance.

What if I change my mind after buying? +

You can sell your gold back at live spot rates at any time. There is no lock-in period. Sell spreads range from 0.2%–0.5% depending on your plan.

How Vaultora Works